The Rule of Thumb When Hiring a Lawyer for Car Accident that Wasn’t My Fault.
The rule of thumb is this: You can submit a claim if you want and get some money back but if you have serious injuries, you should hire an attorney.
By “serious” we mean any injury that will require you to miss any time from work.
- 1 Do I call my insurance if it’s not my fault?
- 2 What happens if you are not at fault in a car accident?
- 3 Do I have to pay the excess if it is not my fault?
- 4 Is it worth it to get a lawyer for a car accident?
- 5 Is it worth hiring an attorney for a car accident?
- 6 Does your insurance go up if someone hits you?
- 7 What should you not say to your insurance company after an accident?
- 8 How long does a not at fault accident stay on your record?
- 9 Does a no fault accident go on your record?
- 10 Should I contact my insurance company if I am not at fault?
- 11 What happens if an accident is your fault?
Do I call my insurance if it’s not my fault?
If the driver is at fault and uninsured, you should always call your insurance company. Your insurance company will pay 100 percent of the cost and you will only pay your deductible unless you have uninsured motorist property damage.
What happens if you are not at fault in a car accident?
Even if you’re not at fault, you can make a claim with your insurance company for payment of damages and injuries — if you have the right coverages. If you have collision insurance, file a claim with your own carrier. It will pay for the cost of repairs or total loss of your vehicle.
Do I have to pay the excess if it is not my fault?
An excess is the amount you pay (or we hold back) in the event of any claim, regardless of who’s to blame for the incident. If you don’t make a claim but a third party does, and we pay out, you don’t have to pay your excess. If you claim for damage to your vehicle the excess is always payable.
Is it worth it to get a lawyer for a car accident?
You don’t need a lawyer in every car crash case. Arguably, in some accident cases with minor, soft tissue injuries you may very well be as well off without an attorney as you are with one. In severe injury cases, there is no question that you need a lawyer to protect your interests.
Is it worth hiring an attorney for a car accident?
There is no exact science as to when you should and when you should not hire a lawyer to represent you in your car accident case. If you were injured in the accident then it is more likely that you will want to hire a car accident lawyer. Still there may be instances where you can handle the claim on your own.
Does your insurance go up if someone hits you?
Car insurance companies won’t penalize you as long as they investigate and they find that your car really was hit by a driver who left the scene. This is true even when you file a collision claim against your own coverage. If you file a claim after your car is hit, it’s your insurer’s job to help you.
What should you not say to your insurance company after an accident?
Avoid saying any of the following:
- Anything . . . Right After an Accident.
- It Was My Fault. Avoid admitting fault for the accident.
- I’m Not Injured. Avoid making any declarations that you do not know are absolutely true.
- This Is My Official Statement.
- I Think . . .
- Names of Others.
- I Accept.
- I Don’t Have a Lawyer.
How long does a not at fault accident stay on your record?
Does a no fault accident go on your record?
If the other driver caused an accident, and you were not at fault and did not receive a ticket, it is usually okay that these crashes appear on your record accident record. Since the crash was not your fault, your record will reflect that. Usually, this is not a problem.
Should I contact my insurance company if I am not at fault?
Yes. Regardless of fault, it is important to call your insurance company and report any accident that involved injuries or property damage. A common myth is that you do not need to contact your insurance company if you were not at fault.
What happens if an accident is your fault?
Most states are “fault” states when it comes to financial responsibility for a car accident, which means that the person at fault for the crash (or, more accurately, the at-fault driver’s insurer) will be liable for the losses of other drivers, passengers, and anyone else harmed by the accident.