If you find yourself in an auto accident, follow these steps.
- Pull Over and Call 911.
- Exchange Car Insurance Information.
- Get a Police Report.
- If Necessary, Report the Accident to the DMV.
- Make Small Talk.
- Take Photos and Gather Witnesses.
- Don’t Beat Yourself Up.
What happens after a car accident not your fault?
Even if you’re not at fault, you can make a claim with your insurance company for payment of damages and injuries — if you have the right coverages. It will pay for the cost of repairs or total loss of your vehicle. If you take this approach, you will have to pay your collision deductible toward repairs.
What happens with insurance after a car accident?
Typically, if you get into a car accident, the at-fault driver’s insurance pays for the damages and injuries. If you get hit by a driver with no insurance or not enough liability coverage, your uninsured or underinsured insurance will kick in and help cover your medical expenses.
Should I talk to the other insurance company after an accident?
You Are Not Required to Speak With the Other Driver’s Insurance Company. Generally speaking, you shouldn’t talk to the other insurance company when there is the potential for anyone involved in the accident (you, the other driver, a passenger) making a claim for serious personal injuries.
Photo in the article by “Wikimedia Commons”