What Is Covered By Liability Insurance?
If you’re at fault for an accident that injures another person, bodily injury liability coverage helps pay for their medical expenses.
If you cause an accident that damages someone else’s property (their car, for example), property damage liability coverage helps pay for repairs.
Does liability insurance cover my car if someone hits me?
Liability car insurance does not cover any of the following: Physical Damage: Any damage to YOUR car, whether a collision or comprehensive cause of loss, would not be covered. Your only shot at getting repairs paid for are if someone else hits you and they have insurance.
Do I need liability insurance for my car?
Most states require that you carry at least liability insurance on your car as a minimum, so we’ll assume that in all cases you’ll continue to carry liability coverage. You also have a premium, which is the amount you have to pay the insurance company to maintain the insurance.
What are the 3 types of car insurance?
There are three primary types of coverage offered by the majority of car insurance providers. They include liability, collision, and comprehensive.
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