Some insurance companies go back 3 years, others 6, and some look as far back as 10 years when providing quotes for insurance coverage.
Non payment will impact your insurance short term; and it could impact you long term, and even when you switch to a new insurance company.
Do I have to declare Cancelled car insurance?
You’ll need to declare any previous cancelled policies when you apply for car insurance. Some insurers might refuse you cover, in which case you’ll have to seek out a specialist. You might end up paying more for your policy, but at least you’ll still be covered.
How do I reinstate my Cancelled car insurance?
To request reinstatement of canceled car insurance:
- Complete and Sign a no loss statement on which you certify that you have not had any losses for which a claim can be made under the policy since the date of cancellation.
- Pay any outstanding account balance.
How long does a Cancelled insurance policy stay on record?
How long does cancelled insurance stay on record? For cancelled policies there isn’t a set time limit like there is for convictions; some insurers may only ask about your insurance history over the previous five years, others may require you to disclose details over a longer period.
Photo in the article by “Wikipedia”