If you fail to report an accident or file a claim, you may face legal penalties.
These can include the possibility of a fleeing the scene charge.
If you simply exchange information and don’t not report the accident, your insurance company may have a legal right to refuse to cover the damages you discover later.
Do you need to report a car accident if there is no damage?
Many states require you to report any accident that involves an injury. Even for accidents involving only vehicle damage, some states still require drivers to report the accident if the damage is over a certain amount, typically $1,000 or $2,500.
Do you have to call the police after a minor car accident?
Whether an accident is considered a minor fender-bender or a major collision, calling the police is important — and in some states, it’s legally required. If the police can’t come to the scene of the accident, you can go to the nearest police station and complete a report yourself, according to the III.
What happens if you don’t report an accident within 24 hours?
If your vehicle is involved in an accident and you don’t stop, you may be subject to criminal prosecution. If no one is injured and total damage to all the vehicles involved appears to be less than $2,000, call a Collision Reporting Centre within 24 hours.