Question: What US States Do Not Require Auto Insurance??

States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state; New Hampshire, and Mississippi which offers vehicle owners the option to post cash bonds (see below).

Is it mandatory to have car insurance in every state?

Almost every state requires motorists have car insurance. Unfortunately for those looking for easy answers, each one of those states has a different minimum amount of insurance needed. Some require just liability insurance, which covers bodily injury (BI) and property damage (PD) you do to someone else.

Is it illegal to have no car insurance?

Driving your car without the proper insurance can result in serious consequences. It is now illegal in all 50 states for motorists to drive without auto insurance. The penalties for doing this, though, vary widely by state. First, you might have your driver’s license suspended for several months.

What is the minimum amount of car insurance required by law?

State Type of Required Coverage Minimum Liability Limits
Ohio Demonstrate Financial Responsibility (FR) or maintaining minimum insurance 25/50/35
Oklahoma Bodily Injury and Property Damage Liability 25/50/25
Oregon Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/25

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